310.02: Insurance Property and Liability

Property Insurance

Enterprise State Community College shall insure with the State Finance Department, Division of Risk Management, all buildings and personal property belonging to the institution, with the exception of motor vehicles. Each motor vehicle may be insured for property damage at the discretion of the President through local carriers.

Liability Insurance

General Liability

The Board of Trustees may authorize general liability insurance for the Alabama Community College System in an annual policy. The premium will be paid by the institution.

Legal Liability

The Board of Trustees may authorize legal liability insurance for The Alabama College System in an annual policy. The premium will be paid by the institution.

Vehicle Liability

Enterprise State Community College shall purchase and maintain liability insurance coverage on all vehicles owned by the institution. The following shall be minimum insurance limits:

$100,000 limit for bodily injury to each person

$300,000 limit for bodily injury for each occurrence

$100,000 property damage with no deductible

$1,000 medical payments each person

$10,000/$20,000 uninsured motorist coverage