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Financial Aid Programs Available at Enterprise State Community College

 

Federal Pell Grant

This federal student financial aid program is the foundation upon which most financial aid packages are based. Annual award amounts vary according to student enrollment status and payment schedules provided by the U.S. Department of Education. Federal Pell Grants do not have to be repaid except in cases involving a student’s complete withdrawal from ESCC before attending at least 60% of a given term. Students are paid only after all required documents are received, reviewed, and approved by the Financial Aid Office staff.

Federal Pell Grant payments are prorated according to the number of hours a student takes each semester.

  • Students receive 50% of their award when taking six to eight (6-8) semester hours.
  • Students receive 75% of their award when taking nine to eleven (9-11) semester hours.
  • Students receive 100% of their award when taking twelve (12) or more semester hours.

Students at ESCC are paid according to the number of credit hours in which they are enrolled at the end of the College’s official drop/add period. Students taking fewer than six hours may not be eligible to receive Federal Pell Grant benefits. Students will not receive financial aid for any coursework taken outside their program of study.

Federal Supplemental Educational Opportunity Grant

FSEOG is similar to the Federal Pell Grant in that it does not have to be repaid except in cases involving a student’s complete withdrawal from ESCC before attending at least 60% of a given term. FSEOG funds are extremely limited and are distributed to the neediest students based on the student’s expected family contribution (EFC). Students are paid once per semester. There is no special application for these funds; completion of the FAFSA is all that is required to apply for FSEOG.

Alabama Student Assistance Program (ASAP)

To be eligible for ASAP, a student must be a resident of Alabama and be able to demonstrate financial need. A student is selected to receive ASAP based on a priority system using the student’s expected family contribution (EFC). There is no special application for these funds; completion of the FAFSA is all that is required to apply for ASAP.

The William D. Ford Federal Direct Loan Program (DL)

Federal Direct and Federal Direct PLUS loans (for parents of undergraduate students) are low-interest loans made available by the federal government to help students and parents fund the cost of higher education at approved postsecondary institutions. Entrance interview requirements and much more information on DL is available at http://studentloans.gov.

Students are urged to consider borrowing only as a last resort and to borrow no more than is absolutely necessary. Students interested in DL should contact the Financial Aid Office or go to the Financial Aid Forms link at www.escc.edu for a loan certification form.

Federal Work-Study (FWS)

FWS provides jobs for qualified students who have financial need and who desire to earn part of their educational expenses. FWS awards vary widely. FWS students are allowed to work up to nineteen (19) hours per week if they qualify. Currently, student workers are paid $10 per hour and are paid once per month on the last working day of the month. FWS wage rates are subject to change. Students interested in applying for FWS should indicate their interest on the FAFSA.